Showing posts with label save money. Show all posts
Showing posts with label save money. Show all posts

Monday, 17 July 2017

Save Money By Cutting Down On Spending Habits

I Cut 5 Unnecessary Spending Habits

It is surprising just how much money we can save buy making a few changes to our spending habit.  Here is the first one:


1. I stopped buying coffee every morning.

I’m a self-proclaimed coffee junkie. I love the smell of freshly ground beans, the first hot sip of french roast on a blustery winter day, the icy jolt from a tall glass of cold brew. I also love the ritual of stopping at a coffee shop on my way to work. It feels like a special treat, just for me, before diving into the hurried tasks of my day. Oh, and I’m a mom to an nine-month-old for whom sleep is optional, so there’s that.

However, the cost of each barista visit adds up quickly. I realized that I was easily spending around $2-6 a day. On a beverage! If you do the basic math, that is something like $500-1500 a year. Considering that is the cost of a super sweet vacation, I challenged myself to stop buying coffee for 30 days and simply make it at home.

The first week sucked. I longingly stared out the window at my favorite cafe every time I drove past, and then took a sip out of my to-go mug of coffee made at home, which was…fine. It still got the job done; I mostly experienced the natural lows that occur from being disciplined (sigh) instead of spontaneous (yay!). Instead, I saved coffee purchases for meetings or dates with other people—moments when I could linger, chat, and truly enjoy my beverage with great company. This resulted in many upsides, such as a reduced caffeine reliance, more money in my pocket, and a better appreciation for treat yo’ self days. (Hint: it’s not a treat when you get it every day!)
Monthly savings: $60-180



 

Saturday, 17 December 2016

6 Tips To Save Money This Christmas And Beyond

6 Tips For Women To Save Money This Christmas

Late perhaps but not too late.  There are a few more days until Christmas and the tips money saving tips will be useful for the coming year, for sure! 

 After Ugwu's marriage ended, she realized she wasn't saving and investing enough. "So I'm thinking if I work in financial services and I earn money and it's hard to save, then what about others?" She noticed a massive gap in the educational financial market in Nigeria, and decided to write her book.

Monday, 2 June 2014

Eliminate Your Food Waste in 12 Easy Ways

It is a well known fact that the food we waste in the Western World could easily feed the starving millions in Africa.  Even in a recession, a lot of food is wasted and people are obsessed with the sell-by-date.

We have come to expect our food to look perfect and therefore, if vegetables of fruit look a little jaded, we leave it on the shelve or if we have bought it, we throw it in the bin.

Here are twelve ways to eliminate this wastage.

Eliminate Your Food Waste in 12 Easy Ways